Simple Term Life · No Exam Required
Life Insurance Without the Wait
Simple Term gives you the coverage your family needs — without a medical exam, without a health interview, and without weeks of waiting. Answer a few questions online and get an instant decision.
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Instant Decision
No exam, no waiting. Know your rate in minutes.
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$100K–$1M Coverage
Choose the amount your family needs.
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Simple Questions Only
No blood draws, no doctor visits.
Who Is Simple Term For?
- ✓Young families who want affordable protection now
- ✓Homeowners who want to cover their mortgage balance
- ✓Anyone who has been turned down or delayed by traditional life
- ✓People who want coverage fast — no 6-week approval process
- ✓Ages 18–55 with straightforward health history
How Simple Term Works
- 1Answer a short health questionnaire — no exam required.
- 2Get an instant decision and see your monthly premium.
- 3Choose your coverage amount ($100K–$1M) and term length.
- 4Coverage starts as soon as your first payment is processed.
Get Your Free Quote
No obligation. Takes about 2 minutes.
Nelson & Associates, Inc. · American Family Insurance Agent
941 Hillwind Rd NE Ste 206, Fridley MN 55432 · Licensed in 11 states