American Family Insurance · OH

Ohio Insurance

Auto, home, life, and commercial coverage for Ohioresidents. Nelson & Associates is a licensed American Family Insurance agency serving Columbus, Cleveland, Cincinnati, and every corner of OH.

Cities We Serve in Ohio

Remote-first and licensed statewide — we serve clients across all of Ohio.

Ohio Insurance — FAQ

Common questions from Ohio residents about coverage, costs, and requirements.

What is the minimum car insurance in Ohio?

Ohio requires 25/50/25 liability coverage. Ohio is a fault state — you can be sued for damages above your limits.

Is Ohio homeowners insurance affordable?

Ohio is one of the more affordable states for homeowners insurance, averaging around $1,440/year — below the national average of ~$1,900.

Can I bundle home and auto in Ohio?

Yes, and bundling typically saves 10–25% on both policies. American Family Insurance offers competitive bundle discounts in Ohio.

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