Coverage in Minnesota
Licensed in MN and backed by American Family Insurance — one of the most trusted names in the industry.
Auto Insurance
Minimum 30/60/10 liability required in MN. We help you find the right coverage for your budget and commute.
Learn moreHome Insurance
Average $1,650/year in MN. Covers dwelling, personal property, liability, and loss of use.
Learn moreLife Insurance
Term and permanent options to protect your family. Simple Term — no medical exam, instant decision for many MN applicants.
Learn moreBundle & Save
Combine auto + home in MN and typically save 10–25% on both policies with American Family Insurance.
Learn moreCities We Serve in Minnesota
Remote-first and licensed statewide — we serve clients across all of Minnesota.
Minnesota Insurance — FAQ
Common questions from Minnesota residents about coverage, costs, and requirements.
Is car insurance required in Minnesota?
Yes. Minnesota requires minimum liability of 30/60/10, plus uninsured/underinsured motorist coverage and no-fault PIP of at least $40,000.
What does homeowners insurance cover in Minnesota?
A standard MN homeowners policy covers dwelling, personal property, liability, and loss of use. Flooding and sewer backup typically require separate riders — both are common in Minnesota.
How much is life insurance in Minnesota?
A healthy 35-year-old can get $500,000 of 20-year term coverage for roughly $25–$35/month. Rates vary by age, health, and coverage amount.
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