American Family Insurance · NE

Nebraska Insurance

Auto, home, life, and commercial coverage for Nebraskaresidents. Nelson & Associates is a licensed American Family Insurance agency serving Omaha, Lincoln, Bellevue, and every corner of NE.

Cities We Serve in Nebraska

Remote-first and licensed statewide — we serve clients across all of Nebraska.

Nebraska Insurance — FAQ

Common questions from Nebraska residents about coverage, costs, and requirements.

What car insurance is required in Nebraska?

Nebraska requires 25/50/25 liability coverage. Nebraska is a fault state with no no-fault PIP requirement.

Why is Nebraska homeowners insurance expensive?

Nebraska averages 57 tornadoes per year and faces significant hail risk, pushing homeowners premiums above the national average.

What is an umbrella policy and do I need it in Nebraska?

An umbrella policy extends your liability coverage beyond your home and auto limits. It's especially valuable in Nebraska if you own a farm, boat, or have teenage drivers.

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