American Family Insurance · MO

Missouri Insurance

Auto, home, life, and commercial coverage for Missouriresidents. Nelson & Associates is a licensed American Family Insurance agency serving Kansas City, St. Louis, Springfield, and every corner of MO.

Cities We Serve in Missouri

Remote-first and licensed statewide — we serve clients across all of Missouri.

Missouri Insurance — FAQ

Common questions from Missouri residents about coverage, costs, and requirements.

What car insurance is required in Missouri?

Missouri requires 25/50/25 liability plus uninsured motorist coverage at 25/50. Missouri is a fault state.

Does Missouri homeowners insurance cover hail?

Yes — hail is covered under a standard homeowners policy. Missouri sees significant hail activity, particularly in the Kansas City metro area.

Can I get life insurance online in Missouri?

Yes — American Family offers simplified issue life insurance that can be quoted and applied for online. No medical exam required for many term policies.

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Call Now: (763) 733-7475