American Family Insurance · IA

Iowa Insurance

Auto, home, life, and commercial coverage for Iowaresidents. Nelson & Associates is a licensed American Family Insurance agency serving Des Moines, Cedar Rapids, Davenport, and every corner of IA.

Cities We Serve in Iowa

Remote-first and licensed statewide — we serve clients across all of Iowa.

Iowa Insurance — FAQ

Common questions from Iowa residents about coverage, costs, and requirements.

What is required car insurance in Iowa?

Iowa requires 20/40/15 liability. Iowa is one of the more affordable states for auto insurance, averaging around $1,080/year.

Does Iowa homeowners insurance cover tornado damage?

Yes — tornadoes are covered under the wind/hail portion of a standard homeowners policy. Iowa averages 50+ tornadoes per year, making this coverage critical.

What is farm insurance in Iowa?

Farm owners policies combine homeowners and commercial coverage for agricultural properties. American Family offers specialized farm and ranch coverage in Iowa.

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